The Smart Option Student Loan® by UNC Charlotte SallieMae Student Loans for University of North Carolina at Charlotte Students in Charlotte, NC FOR BORROWERS ATTENDING DEGREE-GRANTING INSTITUTIONS

Whether you’re an undergraduate, career training or graduate student get money for school from Sallie Mae® Student loans from Uloop in partnership with Sallie Mae® could help!


Sallie Mae® student loans are designed for the needs of all types of students.

  • Competitive interest rates
  • Multiple repayment options
  • No origination fees; no prepayment penalty1

Smart Option Student Loan® for undergraduate and career training students Plus, the graduate loan suite is designed to meet the needs of students in specific fields of study.


Find out which loan is right for you


Borrow responsibly

We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for college. Students and families should evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a private student loan.

These loans are made by Sallie Mae Bank. Uloop is not the creditor for these loans and is compensated by Sallie Mae for the referral of loan customers.

Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply. Click here for additional eligibility information about each product.

1 Although we do not charge a penalty or fee if you prepay your loan, any prepayment will be applied as outlined in your promissory note—first to Unpaid Fees and costs, then to Unpaid Interest, and then to Current Principal.
SALLIE MAE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES, AND BENEFITS AT ANY TIME WITHOUT NOTICE.

© 2023 Sallie Mae Bank. All rights reserved. Sallie Mae, the Sallie Mae logo, and other Sallie Mae names and logos are service marks or registered service marks of Sallie Mae Bank. All other names and logos used are the trademarks or service marks of their respective owners. SLM Corporation and its subsidiaries, including Sallie Mae Bank, are not sponsored by or agencies of the United States of America.

UNC Charlotte Sallie Mae Student Loans

The SallieMae Smart Option Student Loan is a private loan option that can help UNC Charlotte students cover the cost of attending college. This loan can be used to cover expenses such as tuition, books, and even housing. Here are a few ways that the SallieMae Smart Option Student Loan can help UNC Charlotte students:

1. Lower interest rates: The SallieMae Smart Option Student Loan offers competitive interest rates that are typically lower than what you would find with other private lenders. This can help reduce the total amount of interest that you will have to pay over the life of the loan.

2. Flexible repayment options: With the SallieMae Smart Option Student Loan, UNC Charlotte students can choose from a variety of repayment options, including interest-only payments or deferred payments. This flexibility can help students who are still in school manage their finances more effectively.

3. No origination fee: Unlike many other private student loans, the SallieMae Smart Option Student Loan does not charge an origination fee. This means that UNC Charlotte students can borrow the full amount they need without having to worry about additional fees.

4. Co-signer release options: UNC Charlotte students who apply for the SallieMae Smart Option Student Loan may have the option to release their co-signer from the loan after a certain period of on-time payments. This can help students build credit and take full responsibility for their loan.

Overall, the SallieMae Smart Option Student Loan can be a good choice for UNC Charlotte students who need additional funding to cover the cost of attending college. By offering competitive interest rates, flexible repayment options, and no origination fees, this loan can help students manage their finances while pursuing their education.
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