UNC Charlotte Renters Insurance

Help protect your property at UNC Charlotte
with Renters Insurance

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Get your free quote in
under a minute

FLEXIBLE
Affordable monthly or
annual premiums available

SIMPLE
No credit score needed to
issue a policy

1. Protection against theft and damage: Renters insurance can provide coverage for personal belongings that are stolen, lost, or damaged due to causes such as fire, water damage, and vandalism.

2. Liability coverage: In case a tenant accidentally damages their landlord's property or causes harm to someone else, renters insurance can provide liability coverage for legal fees and damages.

3. Affordable cost: Renters insurance is relatively inexpensive, with policies often costing less than $20 a month.

4. Required by landlords: Some landlords may require their tenants to have renters insurance as a condition of their lease agreement.

5. Peace of mind: Renters insurance can provide peace of mind knowing that personal belongings and liability are covered in case of an unfortunate event.

UNC Charlotte and the University of North Carolina at Charlotte do not specifically require students to have renters insurance, but they do encourage it. The university's Off-Campus Housing website recommends that students acquire renters insurance as part of their preparation for living off-campus.

Features of GradGuard’s College Renters Insurance Include:

Theft & Fire Protection. For your laptop, bicycle, cell phone, etc.
Homeowners Insurance Alternative. No credit checks and a lower deductible.
Worldwide Coverage. Your belongings are covered anywhere in the world.
Liability Protection. Coverage if you accidentally damage your place of residence.
Replacement Cost. If your old property is stolen, we’ll pay for the new version.

If your laptop or other valuables are stolen or damaged due to a covered reason, your school or landlord is not responsible for replacing them. Uloop has partnered with GradGuard to offer college students GradGuard’s College Renters Insurance to protect their property on campus and around the world.

Coverage is provided by Markel American Insurance Company and/or Markel Insurance Company and underwritten by Markel Service, Incorporated, national producer license # 27585, in California d/b/a Markel Insurance Services, license # 0645481. Policyholder services are provided by Next Generation Insurance Group, LLC. Insurance and coverage are subject to availability and qualifications and may not be available in all states. Terms and conditions for rates and coverages varies. All insurance products are governed by the terms, conditions, limitations, and exclusions set forth in the applicable insurance policy. Please see a copy of your policy for the full terms, conditions, and exclusions. Any information on the site does not in any way alter, supplement, or amend the terms, conditions, limitations, or exclusions of the applicable insurance policy and is intended only as a brief summary of such insurance products.

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